Loan management software

The loan system your institution can trust.

Smart collection routes, an AI agent, double-entry accounting, and DGII e-invoicing. One platform to digitize your entire lending cycle.

1 DB Isolated database per client
AI Automated collections
DGII Built-in electronic invoicing
app.credix.do
View of a loan detail in the Credix platform

Everything your institution needs

A comprehensive platform to digitize your lending, collections, accounting, and compliance operations.

Collector route maps

Optimize field work with routes and client geolocation. Your team reaches more clients in less time and records collections even without an internet connection.

Business only

AI collection agent

A smart assistant automatically reaches overdue clients on WhatsApp, sends reminders, and follows up on late payments with no manual work.

Business only

Dynamic document templates

Generate contracts, pagarés, and receipts from configurable, AI-assisted templates that adapt to any workflow your institution runs.

Business only

Integrated accounting

True double-entry: every disbursement, payment, and late fee posts its journal entries automatically. Journal, general ledger, and trial balance always balanced and audit-ready.

Fully configurable loan products

Design products around your company's goals and KPIs: rates, terms, late fees, charges, and amortization rules — all under your control.

DGII electronic invoicing

Issue electronic tax receipts integrated with the DGII directly from the platform, staying compliant with current regulations.

Tailored roles & permissions

100% configurable roles and permissions to cover any user type, from collectors to managers, with granular control over every action.

From setup to collection, all in one place

Get your lending business running in four steps — no installs, no developers.

  1. 01

    Configure your products

    Define rates, terms, late fees, charges, and amortization rules for each loan product — all tailored to your business.

  2. 02

    Formalize loans

    Register clients, guarantors, and collateral, generate the payment schedule, and disburse in minutes with your approval flow.

  3. 03

    Manage collections

    Your team collects in the field, with or without internet, while the AI agent follows up with overdue clients on WhatsApp.

  4. 04

    Reconcile & report

    Every movement posts its journal entry automatically. Close cash, issue DGII invoicing, and get reports instantly.

For every kind of lender

From a solo lender to a cooperative with several branches.

Lending companies

Formal operations with integrated accounting and reports.

Cooperatives

Multi-branch, approval flows, and a full audit trail.

Individual lenders

Start simple and grow at your own pace, hassle-free.

Pawnshops

Secured loans with 100% configurable collateral.

Built for formal operations

Control and traceability on every move your business makes.

Multi-branch

Manage multiple branches, cash registers, and tellers from one account.

Cash reconciliation

Daily close with opening balance, count, and supervisor approval.

Audit trail

Every action recorded with user, date, and detail.

Amortization Simulator

Estimate installment payments and cashflow projection under different financial methods.

RD$ 50,000
RD$ 10,000 RD$ 1.0M
3%
1.0% 15.0%
6 meses
1 month 24 months
Estimated Installment RD$ 9,228.32
Total Interest RD$ 5,369.92
Total Payable RD$ 55,369.92
Installment preview
No. Installment Principal Interest Balance

*For informational purposes only. Does not represent a binding credit offer. All amounts in Dominican Pesos (DOP).

Simple Pricing, No Hidden Fees

Select the scale that matches your business size and start operating today.

Personal

For the individual lender just getting started.

USD $15 / month
Start with Personal
  • 1 web user + 1 Android app user
  • Complete loan and borrower management
  • Support for multiple amortization structures
  • Basic operational and delinquency reports
  • An isolated database dedicated for your tenant
  • Additional users
  • AI features (collection agent and templates)
  • Integrated accounting module
  • Advanced financial reports

Frequently Asked Questions

What every lender wants to know before getting started.

What do I need to start using Credix?

Nothing to install. Credix runs 100% in the cloud: create your account, configure your loan products, and start operating the same day. You pay per active user per month — no long-term contracts and no implementation fees.

Can I configure loans to fit my business?

Yes. You define rates, terms, payment frequency, late-fee rules, charges, and amortization method for each product. You decide how your business lends — no developers required and no rigid plans.

How do I handle late payments and late fees?

Late fees are calculated automatically at payment time based on your rules. Every day you get an overdue-clients report and collection cases, and the AI agent follows up over WhatsApp so you recover your portfolio with no manual work.

Can my team collect in the field without internet?

Yes. The Android collector app works offline: your team records payments and prints receipts in areas with no signal, and everything syncs securely once the connection is back — without duplicating collections.

What does the Business plan add over Personal?

Personal covers the full loan and collection cycle. Business adds integrated double-entry accounting, financial reports, cash reconciliation, and DGII electronic invoicing — ideal for formal lenders and cooperatives.

Can I control what each employee can do?

Completely. You define tailored roles and permissions: a collector sees only their routes, a teller records payments, a manager accesses reports. Every action is recorded in an audit trail, and your data is yours alone.

Take your lending business to the next level

Create your account and start lending today. No installs, no long-term contracts.