Loan software for the Dominican Republic

Lend, collect in the field and invoice the DGII from one system.

DGII electronic invoicing, route collections with a mobile app that works offline, double-entry accounting, and treasury. No spreadsheets, no programmers, no bolt-on modules.

Get started Simulate a loan
e-CF DGII electronic invoicing
Offline Field collections without internet
Banking Deposits, cheques and bank reconciliation
app.credix.do
Credix dashboard showing active portfolio, today's collections and bank balances

Everything your institution needs

A comprehensive platform to digitize your lending, collections, accounting, and compliance operations.

Collector route maps

Optimize field work with routes and client geolocation. Your team reaches more clients in less time and records collections even without an internet connection.

Automatic late fees & collection cases

Late fees are computed automatically at payment time by your rules, and every overdue client gets its collection case. Daily delinquency reports tell your team who to visit first.

Dynamic document templates

Generate contracts, pagarés, and receipts from configurable, AI-assisted templates that adapt to any workflow your institution runs.

Business only

Integrated accounting

True double-entry: every disbursement, payment, and late fee posts its journal entries automatically. Journal, general ledger, and trial balance always balanced and audit-ready.

Fully configurable loan products

Design products around your company's goals and KPIs: rates, terms, late fees, charges, and amortization rules, all under your control.

Business only

Treasury & bank reconciliation

Bank accounts, cash-to-bank deposits, the full cheque lifecycle (bounces included), and reconciliation against the statement you import as Excel or CSV.

Business only

DGII electronic invoicing

Issue electronic tax receipts (e-CF) integrated with the DGII straight from the platform, backed by a signer that has already passed DGII certification.

Business only

Four-eyes approvals

Rules by amount and operation type, with distinct signers enforced. Disbursements, reprogrammings and principal-only payments wait for authorization, and every decision is logged.

Tailored roles & permissions

100% configurable roles and permissions to cover any user type, from collectors to managers, with granular control over every action.

From setup to collection, all in one place

Get your lending business running in four steps, with no installs and no developers.

  1. 01

    Configure your products

    Define rates, terms, late fees, charges, and amortization rules for each loan product, all tailored to your business.

  2. 02

    Formalize loans

    Register clients, guarantors, and collateral, generate the payment schedule, and disburse in minutes with your approval flow.

  3. 03

    Manage collections

    Your team collects in the field, with or without internet, while the platform computes late fees and opens collection cases automatically.

  4. 04

    Reconcile & report

    Every movement posts its journal entry automatically. Close cash, issue DGII invoicing, and get reports instantly.

A look inside

Real screens from the platform, not illustrations.

app.credix.do
A loan's detail page in Credix showing its outstanding balance, terms and balance composition

Outstanding balance, payment progress and days past due at a glance, with the terms governing the loan and the split between principal, interest, charges and late fees.

The day's round with the location of each visit, what was collected and why it wasn't. Recorded from the phone, with or without signal.

Rate, frequency, late-fee rule, grace days and the product's charges, with no developers and no support ticket.

Collector app · Android

Collect in the field, with or without signal

Credix Cobrador is the field app. Your administrator links it with a QR code from the portal; the collector never types a password.

  • The day's route Today's customers and instalments, in route order, with the location of every visit.
  • Works offline Record collections and visits with no signal. When the connection returns everything syncs by itself, without duplicating or losing a collection.
  • Receipt printed on the spot Bluetooth thermal printer. The customer keeps their receipt before the collector leaves.
  • Encrypted on the phone An access PIN, fingerprint unlock, and an encrypted database that never leaves the device.
Get it on Google Play

Included in both plans. Installed from Google Play and linked from the portal.

Map of a collector's daily route in Santiago with each visit numbered

For anyone who lends in the Dominican Republic

From a solo lender to a cooperative with several branches.

Lending companies

Formal operations with integrated accounting and reports.

Cooperatives

Multi-branch, approval flows, and a full audit trail.

Individual lenders

One user, web and app, with the full loan cycle from day one.

Pawnshops

Secured loans with 100% configurable collateral.

Built for formal operations

Control and traceability on every move your business makes.

Multi-branch

Manage multiple branches, cash registers, and tellers from one account.

Cash reconciliation

Daily close with opening balance, count, and supervisor approval.

Audit trail

Every action recorded with user, date, and detail.

Amortization Simulator

Estimate installment payments and cashflow projection under different financial methods.

RD$ 50,000
RD$ 10,000 RD$ 1.0M
3%
1.0% 15.0%
6 months
1 month 24 months
Estimated Installment RD$ 9,228.32
Total Interest RD$ 5,369.92
Total Payable RD$ 55,369.92
Installment preview
No. Installment Principal Interest Balance

*For informational purposes only. Does not represent a binding credit offer. All amounts in Dominican Pesos (DOP).

Simple Pricing, No Hidden Fees

Select the scale that matches your business size and start operating today.

Personal

Start without a card and pay only when you need to grow.

Free up to 10 loans · then USD $20/month
Start with Personal
  • ✓ Up to 10 loans, no credit card required
  • ✓ 1 user (web and Android app)
  • ✓ Complete loan and borrower management
  • ✓ Support for multiple amortization structures
  • ✓ Field collections from the app, even offline
  • ✓ Contract, promissory note and receipt templates
  • ✓ Configurable collateral and guarantors
  • ✓ Operational and daily delinquency reports
  • − Additional users
  • − Integrated accounting module
  • − Treasury: banking, cheques and reconciliation
  • − Four-eyes approvals
  • − Multi-branch and multi-register
  • − DGII electronic invoicing (e-CF)
Recommended for cooperatives

Business

For formal credit institutions, cooperatives, and large lenders.

USD $50 per user / month
Try Business
  • ✓ Minimum 2 distinct users for four-eyes approvals
  • ✓ Every user you buy works on web and the Android app
  • ✓ Everything included in the Personal plan
  • ✓ Integrated double-entry accounting module
  • ✓ Treasury: bank accounts, deposits and cheques
  • ✓ Bank reconciliation with statement import
  • ✓ Four-eyes approvals with a full audit log
  • ✓ Multi-branch, multi-register and teller assignment
  • ✓ Period close and financial reports
  • ✓ DGII electronic invoicing (e-CF)

Frequently Asked Questions

What every lender wants to know before getting started.

What do I need to start using Credix?

Nothing to install. Credix runs 100% in the cloud: create your account, configure your loan products, and start operating the same day. You pay per user per month for the users you buy, with no long-term contracts and no implementation fees.

Can I configure loans to fit my business?

Yes. You define rates, terms, payment frequency, late-fee rules, charges, and amortization method for each product. You decide how your business lends, with no developers required and no rigid plans.

How do I handle late payments and late fees?

Late fees are calculated automatically at payment time based on your rules. Every day you get an overdue-clients report and their collection cases, so your team can follow up and you recover your portfolio on time.

Can my team collect in the field without internet?

Yes. The Android collector app works offline: your team records payments and prints receipts in areas with no signal, and everything syncs securely once the connection is back, without duplicating collections.

What does the Business plan add over Personal?

Personal covers the full loan and collection cycle for one user. Business starts at 2 distinct users so four-eyes approvals can work, and adds double-entry accounting, treasury with bank reconciliation, multi-branch operations, and DGII electronic invoicing.

Does Credix issue DGII electronic tax receipts (e-CF)?

Yes, on the Business plan. e-CFs are issued straight from the platform with our signer, which has already passed DGII's certification process. Your customers' RNC and cédula are also validated against DGII at registration.

Can I control what each employee can do?

Completely. You define tailored roles and permissions: a collector sees only their routes, a teller records payments, a manager accesses reports. Every action is recorded in an audit trail, and your data is yours alone.

Leave the spreadsheet. Start today.

Create your account and start lending today. No installs, no long-term contracts.

See plans Chat on WhatsApp